Creating an Affirm account, checking your purchasing power, and taking out a Pay-in-4 interest free loan at Bob's will not affect your credit score. At this time, only some Affirm loan types are eligible to be reported to Experian.
These things won't affect your credit score:
- Creating an Affirm account
- Checking your purchasing power
- 4 interest-free payment plans
- Pay now transactions
Notes: For more information on how your loan and payment history will show on your credit report, click here.
If you have questions about how the information Affirm shares is reflected and interpreted on your credit report, contact Experian directly at 1 (888) 397-3742.